Blog
At MPM Wealth Advisors, we like to keep our clients in the loop. We provide timely firm and market updates and keep you apprised of special events. If something you read in one of our newsletters sparks a question, reach out to your advisory team and we’ll talk.
A Calm Perspective During Market Volatility
Market volatility can feel unsettling, especially during global conflict. History shows markets are resilient. In this short video, we share perspective on why disciplined, long-term investing remains the most effective strategy.
Read MoreNew IRS Limits for 2026: What You Need to Know
Explore the IRS's 2026 contribution limit changes for IRAs, Roth IRAs, and workplace plans. Key updates offer enhanced savings opportunities.
Read MoreA Letter from Our Founder: Celebrating 30 Years of MPM Wealth Advisors
This October, MPM Wealth Advisors proudly celebrates its 30th anniversary. As I sit down to reflect on this milestone, I’m flooded with so many emotions—but above all, gratitude.
Read MoreMPM Celebrates Myrta Gschaar: A Client's Heartfelt Mission to Build the Never Forget 9/11 Memorial
We are incredibly proud to share the inspiring story of Myrta Gschaar, a long-time friend and valued client of MPM. Myrta’s unwavering dedication to honoring the nearly 3,000 lives lost on September 11, 2001, is a mission we are...
Read MoreA quick glance at the latest tax law overhaul
Just before the July 4th holiday, Congress passed a domestic policy bill that extended the 2017 tax cuts that were set to expire this year while making some of the 2017 rules permanent. The bill also created several new tax laws for...
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MPM Welcomes Bob Avery as Our New Compliance Officer
MPM welcomes Bob Avery as our new Compliance Officer. He brings financial expertise and a commitment to integrity. Outside of work, he enjoys time with family on Ohio’s lakes and beaches.
Read MoreAn Update from the Schwab Executive Leadership Program: Focusing on Leading Innovation
At MPM Wealth Advisors, we are committed to continuous learning and bringing the most insightful approaches to benefit our clients and our practice. Our Managing Partner and Lead Advisor, Chelsea Heintschel, has been participating in...
Read MoreWhat the Media Won’t Tell You About Market Volatility—And Why It Matters
Headlines fuel fear, not sound financial advice. Market swings are normal, but reacting impulsively can hurt your long-term success. Staying the course and focusing on your goals leads to better outcomes. Patience beats panic.
Read MoreMy Experience in the Schwab Executive Leadership Program So Far
I'm incredibly excited to share my experience so far in the Schwab Executive Leadership Program. This exclusive one-year program is designed to cultivate the next generation of leaders in the Registered Independent Advisor (RIA) space,...
Read MoreInherited an IRA? New Rules in 2025 to Know
If you inherited an IRA after 2019, there's a key change starting in 2025. The old rules, where you could stretch withdrawals over your lifetime, are mostly gone. Now, most beneficiaries have 10 years to empty the account.
Read MoreYour Family, Our Family: A Legacy of Financial Guidance
At MPM Wealth Advisors, our mission is to build relationships that last. We view our clients as an extension of our own family, and we're committed to providing comprehensive financial advice to all generations.
Read MoreStreamline Your Charitable Giving with IRA Check Writing
Those that are at least 70 years of age with philanthropic goals have the option of writing QCD checks directly from their IRA.
Read MoreSuper Catch-Up Contributions Starting in 2025
Beginning in 2025, individuals ages 60-63 will be eligible for increased catch-up contributions in their work-sponsored retirement plans.
Read MoreOur Hearts are with Asheville & The Gulf Coast
During this terrible and destructive hurricane season, Americans everywhere are reaching out a hand of help and reassurance through charitable and humanitarian efforts
Read MoreThe Fed’s Bold 0.50% Rate Cut
The Fed’s decision to lower short-term rates by 0.5% caught some by surprise. What will policy makers do next?
Read MoreElection 2024 and The Bottom Line
Markets tend to thrive when diverse ideas converge, highlighting the importance of varied perspectives over individual leadership.
Read MoreUnderstanding Risk and Return: An Olympic Example
The 2024 Summer Olympics highlight the relationship between risk and reward in both sports and investing. Just as gymnasts balance difficulty and execution for higher scores, investors must balance risk and return to achieve goals.
Read MoreInflation Drops; Fed Changes Outlook
While inflation has eased, it remains elevated. The Fed wants to see more progress toward the Committee’s 2 percent inflation objective before considering any changes to monetary policy.
Read MoreDoes Newton’s Law of Inertia Apply to Economics?
The GDPNow chart reminds us of Newton’s first law: an object in motion will stay in motion unless acted upon by a force. The force that needs to act is the Fed. Our expectation is that The Fed will make some moves by the end of the year.
Read MoreIs Social Security Going to Run Out in Your Lifetime?
We get regular updates on the Social Security trust fund. In early May, the Social Security Board of Trustees announced that the trust funds had revenue to pay full benefits until 2035. Generally speaking, the headline's tone is very...
Read MoreTour Our Updated Space
From new floors and furniture to wall paint, and decor, our updated office space better reflects the modern and energetic firm we are today. We can't wait for you to see it in person, but until then, check out our virtual tour.
Read MoreEnhanced Process for Scheduling Client Reviews
MPM Wealth Advisors introduces an enhanced process for scheduling Client Review meetings, providing email reminders with a booking link. Clients are encouraged to note specific topics for discussion, supported by a list of potential issues.
Read MoreSimplifying Client Experience with Charles Schwab Digital Tools
Clients manage accounts efficiently with Charles Schwab's mobile platform via MPM Wealth Advisors. New users can access setup help through a video link and resources at the Schwab Client Learning Center.
Read MoreThe Fed Started to Ease. Did You Miss It?
While the Fed did not lower short-term interest rates at the end of its two-day meeting on May 1, it did announce it was making another change to help “ease” financial conditions.
Read MoreThe Fed’s Drive to 2% Inflation
Wall Street keeps asking, “When will the Fed start cutting interest rates?” But perhaps the better question is, “What is the Fed looking for before it would consider cutting interest rates?” As you may recall,...
Read MoreNew Email Security Measures
At MPM Wealth Advisors, the security of your financial information is our top priority. By upgrading our email security platform, we aim to ensuring that your financial communications remain confidential, secure, and protected.
Read MoreStop Fraud Before it Happens
Fraud and cybercrime are serious threats, so constant vigilance is key. Our firm plays an important role in helping safeguard your assets, but you can also take action yourself to protect and help secure your information.
Read MoreMaintain Your Paperless Preference Post Merger
Clients who transitioned from TD to Charles Schwab in 2023 will need to reestablish their paperless preference by logging into Schwab Alliance by March 27, 2024.
Read MoreCyber Safety Tip: Update
Updating your programs can be one of the easiest ways to make your life safer in the long run.
Read MoreMPM Office Renovation
At MPM Wealth Advisors, we're always striving to create a comfortable and inspiring environment for our team and clients. That's why we're thrilled to announce the renovation of our office space!
Read MoreIRS Releases 2024 Tax Brackets, Retirement Contribution Limits
The Internal Revenue Service recently released updated income tax brackets, standard deduction, and retirement contribution limits for the 2024 tax year. While these taxes are not due for some time, it may benefit you to start thinking...
Read MoreHoliday Traditions
As the festive season beckons, the spirit of merriment and togetherness comes alive with cherished holiday traditions. Unwrapping gifts, savoring mouthwatering treats, and creating lasting memories with loved ones are the heartwarming...
Read MoreYear-End Charitable Gifting
Are you making charitable donations at year's end? If so, you should know about some of the financial "fine print" involved, as the right moves could potentially bring more of a benefit to both you and your chosen charity.
Read MoreYour Quarterly Medicare Newsletter
Are you already planning for the end of the year? Where did the time go? In this edition, we’ll be looking into navigating Medicare for the first time, particularly if you are under the age of 65. Don’t forget Medicare...
Read MoreA Pullback for Stock Prices in August
Nobody ever said you have to like a pullback in stock prices. But it's critical to understand 1) why they happen and 2) why they are challenging. A pullback is considered a moderate drop in prices from recent peaks that occur within a...
Read MoreCharles Schwab and TD Ameritrade Become One
TD Ameritrade is set to be fully integrated into Charles Schwab by Labor Day weekend 2023. Transition will be automatic and seamless for TD Ameritrade clients.
Read MoreWasn't There Supposed to be a Recession?
The economy is still expanding and the stock market has also rallied in 2023, contrary to many experts’ predictions.
Read MoreIs Your 401(k) on Track?
Your 401(k) may be your largest and most important asset for financial security. Yet it often doesn't get the attention it deserves. We can help. MPM has recently adopted new technology that allows us to proactively analyze,...
Read MoreAre You Prepared for an Estate Tax Sunset?
The Tax Cut and Jobs Act (TCJA) was passed in 2017 and made significant changes to the U.S. tax code. This legislation is scheduled to sunset in 2026. What does this mean for you?
Read MoreInflation Math for Today’s Retiree
You may have heard the saying, “inflation hurts savers and benefits borrowers.” The expression suggests that borrowers benefit from inflation because they pay back lenders with dollars worth less than when the money...
Read MoreWeekly Market Insights: Stocks Climb After Fed Pause
Stocks climbed last week as reassuring inflation data boosted investor hopes that the rate-hike cycle was nearing an end amid fresh economic data pointing to continued economic resilience.The Dow Jones Industrial Average rose 1.25%,...
Read MoreYour Quarterly Medicare Newsletter
Spring is about new beginnings, and that applies to Medicare as well. Whether you are a first-time recipient or looking to update your plan for the year, you can read about some of your coverage here.What screenings does Medicare...
Read MoreMPM Announces New CEO
MPM Wealth Advisors would like to congratulate Sean Shinaberry on his appointment as CEO.MPM Wealth Advisors is promoting current Chief Financial Officer, Sean Shinaberry, to Chief Executive Officer. He succeeds G. Thomas Damasco, who...
Read MoreGradual Retirement
Are you in a hurry to retire? Not everyone is rushing to that particular finish line. According to the 2018 retirement survey from the Transamerica Center for Retirement Studies, which gauges the outlook of American workers, 56% of...
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